We accept many dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining balance.
Insurance Carriers
We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we’re providers for:
- Aetna Dental PPO
- Affordable Family Health Services
- Ameriplan USA Discount plan
- Ameritas
- Assurant/Sunlife financial PPO
- Avia Dental Plan
- Blue Cross Blue Shield
- Careington Dental PPO SCOT TOT Plan
- Chesapeake Life Ins.
- Cigna Dental
- Comp Benefits
- Connection Dental
- Delta Dental
- Dental Benefit Providers
- DENTEGRA
- Dental Healthcare
- Dental Health Alliance
- Dental Network America
- Dental Select
- Dentaquest
- Dentaquest CHIP
- Denta quest TX Superior Health Plan
- Denta Quest Amerigroup Star Plus MMP Duals
- Denta Quest TX Health spring Preferred HMO
- DHA (Dental Health Alliance)
- DDS Discount plan
- EMI Health
- First Continental
- Freedom Life
- GEHA
- GPA
- Guardian PPO
- Humana
- Humana Medicare
- Lincoln Financial PPO
- MCNA
- DenteMax
- PAI(Essential Staff Care)
- Principal
- Physicians Mutual
- The Standard
- Tricare
- United Concordia
- United Healthcare
- Texas Medicaid and CHIP
- MCNA Dental
- Denta Quest
- Texas Medicaid & Healthcare Partnership (TMHP)
- Uni-care
- United Health care Texas Star Medicaid
- United Health care Texas Star plus
- United Healthcare Texas Star Waiver
- MCNA CHIP
- Maverest Dental Network
- Metlife
Insurance FAQ
What’s a covered benefit?
Treatment that is recommended by a dentist, is listed on the fee schedule and accepted under the terms of your group’s plan.
What’s an optional treatment
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.
What’s the difference between indemnity, PPO, HMO, & discount insurance plans?
Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.
PPO
(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.
HMO
Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.
To find out if you’re a good candidate for dental implants, call our office at (832) 674-8043 and set up a consultation.